Your privacy is important to us.
How we collect information about you
When you visit the Flourish Computer website or use the Flourish Computer Services or Flourish Computer application, we collect information sent to us by your computer, mobile phone or other access device. This information may include your IP address, device information including but not limited to identifier, name and type, operating system, location, mobile network information and standard web log information, such as your browser type, traffic to and from our site and the pages you accessed on our website.
If you open an account or use the Flourish Computer Services, we may collect the following types of information:
Contact information - your name, address, phone, email, and other similar information.
Financial information - the full bank account numbers and/or credit card numbers that you link to your Flourish Computer account or give us when you use the Flourish Computer Services.
Before permitting you to use the Flourish Computer Services, we may require you to provide additional information we can use to verify your identity or address or manage risk, such as your date of birth, social security number or other information. We may also obtain information about you from third parties such as credit bureaus and identity verification services.
When you use the Flourish Computer Services, we collect information about your transactions and your other activities on our website, application or when using the Flourish Computer Services and we may collect information about your computer or other access device for fraud prevention purposes.
In order to help protect you from fraud and misuse of your personal information, we may collect information about your use and interaction with our website, application or the Flourish Computer Services. For example, we may evaluate your computer, mobile phone or other access device to identify any malicious software or activity that may affect the availability of the Flourish Computer Services.
Finally, we may collect additional information from or about you in other ways such as contacts with our customer support team or results when you respond to a survey and from interactions with members of the eBay Inc. corporate family, and from other companies.
When you access our website or content or use our application or the Flourish Computer Services, we or companies we work with, may place small data files called cookies or pixel tags on your computer or other device. We use these technologies to recognize you as a Flourish Computer customer, customize the Flourish Computer Services, content and advertising, measure promotional effectiveness, collect information about your computer or other access device to mitigate risk, help prevent fraud and promote trust and safety.
We use both session and persistent cookies when you access our website or content. Session cookies expire and no longer have any effect when you log out of your account or close your browser. Persistent cookies remain on your browser until you erase them or they expire.
We also use Local Shared Objects, commonly referred to as “Flash cookies”, to help ensure that your account security is not compromised, to spot irregularities in behavior to help prevent fraud and to support our sites and services.
We encode our cookies so that only we can interpret the information stored in them. You are free to decline our cookies if your browser or browser add-on permits, but doing so may interfere with your use of our website. The help section of most browsers or browser add-ons provides instructions on blocking, deleting or disabling cookies.
How we protect and store personal information
Throughout this policy, we use the term "personal information" to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been anonymized so that it does not identify a specific user.
We store and process your personal information on our computers in the US and elsewhere in the world where Flourish Computer facilities or our service providers are located, and we protect it by maintaining physical, electronic and procedural safeguards in compliance with applicable US federal and state regulations. We use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our buildings and files, and we authorize access to personal information only for those employees who require it to fulfill their job responsibilities.
How we use the personal information we collect
Our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient, and customized experience. We may use your personal information to:
We don't sell or rent your personal information to third parties for their marketing purposes without your explicit consent. We may combine your information with information we collect from other companies and use it to improve and personalize the Flourish Computer Services, content and advertising. If you don't wish to receive marketing communications from us or participate in our ad-customization programs, simply email us.
If you no longer wish to receive notifications via our application, you can adjust your preferences by visiting the settings page of the application.
How we share personal information with other Flourish Computer users
To process your payments, we may share some of your personal information with the person or company that you are paying or that is paying you such as PayPal. Your contact information, date of sign-up, the number of payments you have received from verified Flourish Computer users, and whether you have verified control of a bank account are provided to other Flourish Computer users who you transact with through Flourish Computer. In addition, this and other information may also be shared with third parties when you use these third parties to access the Flourish Computer Services. Unless you have agreed to it, these third parties are not allowed to use this information for any purpose other than to enable the Flourish Computer Services.
If you are buying goods or services and pay through Flourish Computer, we may also provide the seller with your shipping and confirmed credit card billing address to help complete your transaction with the seller. The seller is not allowed to use this information to market their services to you unless you have agreed to it. If an attempt to pay your seller fails, or is later invalidated, we may also provide your seller with details of the unsuccessful payment. To facilitate dispute resolutions, we may provide a buyer with the seller’s address so that goods can be returned to the seller.
We work with third parties, including merchants, to enable them to accept or facilitate payments from or to you using Flourish Computer. In doing so, a third party may share information about you with us, such as your email address or mobile phone number to inform you that a payment is sent to you or when you attempt to pay that merchant or through that third party. We use this information to confirm that you are a Flourish Computer customer and that Flourish Computer as a form of payment can be enabled, or where a payment is sent to you to send you notification that you have received a payment. Also, if you request that we validate your status as a Flourish Computer customer with a third party, we will do so. Please note that merchants you buy from and contract with have their own privacy policies, and Flourish Computer may not be held responsible for their operations, including, but not limited to, their information practices.
Regardless, we will not disclose your credit card number or bank account number to anyone you have paid or who has paid you through Flourish Computer or with the third parties that offer or use the Flourish Computer Services, except with your express permission or if we are required to do so to comply with a credit card rules, subpoena or other legal process.
How we share personal information with other parties
We may share your personal information with:
Service providers under contract who help with parts of our business operations such as fraud prevention, bill collection, marketing and technology services. Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.
Financial institutions that we partner with to jointly create and offer a product such as the Flourish Computer Extras credit card where we share information with GE Capital to determine whether you should receive pre-approved offers for the Flourish Computer Extras credit card. These financial institutions may only use this information to market Flourish Computer-related products, unless you have given consent for other uses.
Credit bureaus to report account information, as permitted by law.
Banking partners as required by credit card association rules for inclusion on their list of terminated merchants (in the event that you meet their criteria which includes having Flourish Computer close your Flourish Computer Account due to your breach of the Flourish Computer User Agreement).
Law enforcement, government officials, or other third parties when
Flourish Computer will not sell or rent any of your personal information to third parties for their marketing purposes and only shares your personal information with third parties as described in this policy.
If you open a Flourish Computer account directly on a third party website or via a third party application, any information that you enter on that website or application (and not directly on a Flourish Computer website) will be shared with the owner of the third party website or application and your information may be subject to their privacy policies.
How you can restrict Flourish Computer from sharing your personal information
Federal and state laws allow you to restrict the sharing of your personal information in certain instances. However, these laws also state that you cannot restrict other types of sharing. Because we have chosen to refrain from certain types of data sharing, the only type of sharing of your personal information that you may restrict is as follows:
How you can access or change your personal information
How you can contact us about privacy questions
If you have questions or concerns regarding this policy, you should contact us by using at firstname.lastname@example.org.